Instant Pre-Approval
Quick Payouts
Flexible Repayments
No Deposit
- You can cover primary medical and veterinary expenses that are unexpected and beyond your budget
- Pre-approval within 30 seconds
- Access of up to R40 000 in credit (based on Affordability)
- Choose your suitable repayment term: 3 months or up to 18 months.
- 3 month option is interest free
- You get 10% Back on all purchases at Clicks in reward points to use towards future spend
- There is no penalty for settling early
- You can use it at your discretion to cover any out of hospital medical expenses, doctor’s visits or medication
- There is no claims process involved, MediWallet pays the medical or veterinary practitioner directly
- MediWallet aims to be 2% cheaper than credit card interest rates (indicative pricing subject to interest rate changes)
Step-by-Step Process
1. SMS ID number
SMS ID number & Gross monthly income to 45105 for Instant Pre-Approval
2. Response within 30 secs
Customer receives response within 30 seconds. If customer qualifies, they click on link to complete full application.
3. Apply Online
Customer completes online application form and a call centre agent assists throughout.
4. Complete Checks
Once application is complete and documents submitted (colour copy of ID and latest 3 months bank statements), we complete our checks.
5. Approval
Customer receives approval and is notified of the facility they have been granted.
