Instant Pre-Approval
Quick Payouts
Flexible Repayments
No Deposit
Fin Medical Loans
- Dental Treatments & Procedure covered include Teeth Whitening, Braces, Veneer Teeth, ALIGNERS, Porcelain & Composite Veneers, Porcelain Bridgework, Dental Implants, Cosmetic Gum Surgery and more.
- Access up to R50 000 credit (based on Affordability).
- Fin Medical Loans offers repayment terms up to 48 months and we can structure a repayment plan to suit your unique affordability needs.
- Interest rates vary depending on the applicant’s credit profile and can only be provided once we have assessed his or her application.On average our rates are very competitive compared to the rest of the credit lending industry.
- We can approve your application within an hour and fund your procedure within 24 hours, provided we receive all the required documentation.
- Fin Medical Loans will pay the medical practitioner directly on approval and acceptance of loan quotation
Step-by-Step Process
1. Consult Your Doctor
Get a quote from your doctor, dentist or medical practitioner (or apply using an estimated procedure amount).
2. Gather your Documents
You will need a copy of your ID, proof of income (most recent salary slip), last 3 months’ bank statements and proof of residence (eg. a utility bill).
3. Apply Online
Apply online to check whether you qualify for a medical loan and send us your documents (See Step 2) via email.
4. Await Approval
They will get back to you within an hour. (during normal office hours)
5. Payment Made
Once accepted, they will make a payment directly to your practitioner within 24 hours.
MediWallet
- You can cover primary medical and veterinary expenses that are unexpected and beyond your budget
- Pre-approval within 30 seconds
- Access of up to R40 000 in credit (based on Affordability)
- Choose your suitable repayment term: 3 months or up to 18 months.
- 3 month option is interest free
- You get 10% Back on all purchases at Clicks in reward points to use towards future spend
- There is no penalty for settling early
- You can use it at your discretion to cover any out of hospital medical expenses, doctor’s visits or medication
- There is no claims process involved, MediWallet pays the medical or veterinary practitioner directly
- MediWallet aims to be 2% cheaper than credit card interest rates (indicative pricing subject to interest rate changes)
Step-by-Step Process
1. SMS ID number
SMS ID number & Gross monthly income to 45105 for Instant Pre-Approval
2. Response within 30 secs
Customer receives response within 30 seconds. If customer qualifies, they click on link to complete full application.
3. Apply Online
Customer completes online application form and a call centre agent assists throughout.
4. Complete Checks
Once application is complete and documents submitted (colour copy of ID and latest 3 months bank statements), we complete our checks.
5. Approval
Customer receives approval and is notified of the facility they have been granted.
